White Oak Danbury CT
Address: 3 White Oak, Danbury, CT
Total Units: 41
Year Built: 1999 – 2001
Style: Single Family Detached
Bedrooms: 3 and 4
Median Sale Price: $472,450
HOA Fee: $350/month
Property Tax: $6,538/year (typical unit)
White Oak: What the Numbers Tell You
White Oak is a 41-unit single-family detached condominium community in Danbury, CT, built between 1999 and 2001. Five verified MLS sales show closed prices ranging from $452,000 to $480,000, with a median of $472,450. That puts White Oak modestly below the broader Danbury median of $512,500 across all property types, but the gap is narrower than it looks once you account for the scale and layout of these units. Most sales here involve four-bedroom, three-bath homes in the 2,000- to 3,000-square-foot range. At approximately $180 per square foot, White Oak offers more square footage per dollar than many alternatives in the Danbury CT condo market.
White Oak Condos for Sale
Turnover at White Oak is thin. Five sales over roughly two years is a low-velocity market for a 41-unit community. That means active listings are infrequent, and when a unit does come available, it does not sit long. If you are tracking White Oak specifically, waiting for a Zillow alert is not a reliable strategy. Buyers who are serious about this complex should be working with an agent who monitors Danbury inventory actively. Contact The Engel Team directly for current availability and off-market awareness across the Danbury CT real estate market.
Recently Sold at White Oak
MLS records show five sales at White Oak. Closed prices ranged from $452,000 to $480,000. Unit sizes ranged from 2,016 to 3,049 square feet. The median price per square foot came in at approximately $180. Most units that sold were four-bedroom, three-bath homes. One three-bedroom unit (Unit 21) sold in August 2022 at $452,000 with 2,054 square feet. The largest unit in the dataset, Unit 20 at 3,049 square feet, sold in October 2021 at $480,000 and remains the highest closed price on record here.
| Unit | Date | Price | Bed/Bath | SqFt | HOA/mo | Tax/yr |
|---|---|---|---|---|---|---|
| 3 | 02/08/2023 | $460,000 | 4/3 | 2,575 | $350 | $7,523 |
| 21 | 08/23/2022 | $452,000 | 3/3 | 2,054 | $350 | $6,468 |
| 33 | 08/03/2022 | $472,450 | 4/3 | 2,016 | $350 | $6,423 |
| 8 | 03/15/2022 | $475,000 | 4/3 | 2,641 | $350 | $6,538 |
| 20 | 10/01/2021 | $480,000 | 4/3 | 3,049 | $350 | $7,565 |
With only five data points, pricing a unit here requires careful judgment. The spread from $452,000 to $480,000 is relatively tight, but square footage differences are significant, ranging from 2,016 to 3,049 square feet. Buyers and sellers should not assume a flat per-square-foot value applies uniformly across all units. Condition, layout, and position within the community will affect pricing materially in a market this thin.
About White Oak
White Oak sits at 3 White Oak in Danbury, CT. The community was built between 1999 and 2001 and consists of 41 units configured as single-family detached homes. That distinction matters. White Oak is technically organized as a condominium association, but the physical experience is closer to a single-family neighborhood than a traditional attached condo complex. Each home stands on its own, with individual exterior footprint and no shared walls. The community includes a basketball court as a verified amenity. The detached structure, combined with the HOA framework, gives owners the maintenance convenience of a condominium with more of the privacy associated with freestanding homes.
Homes and Layouts at White Oak
Units at White Oak are larger than most buyers expect from a condominium community. Verified sales show floor plans ranging from 2,016 to 3,049 square feet, with three- and four-bedroom configurations. Bath counts in the MLS data are consistently three full baths across the sales on record. The detached single-family style means no shared walls, no above or below neighbors, and no stairwell access through a common lobby. Each unit functions as a standalone home within a managed association structure. Buyers comparing White Oak to attached townhouse-style condominiums elsewhere in Danbury will find the layout and privacy profile here significantly different.
What Buyers Need to Know
The HOA fee at White Oak is $350 per month. That figure appears consistently across all five MLS sales on record, which suggests it has been stable. What that fee covers, and what it does not cover, is something every buyer must verify in the association’s current budget and governing documents before going to contract.
Property taxes across the five verified sales ranged from $6,423 to $7,565 per year, with $6,538 as the figure attached to Unit 8. Tax variation between units reflects assessed value differences and should be verified for any specific unit under consideration. The Danbury assessor’s office is the authoritative source.
Because White Oak was built between 1999 and 2001, the community is now in its mid-twenties. Buyers should request the association’s reserve fund study. A complex of this age with detached structures will have exterior systems, roofing, driveways, and common area infrastructure that require ongoing capital expenditure. Ask for the most recent reserve study, the current reserve balance, and any history of special assessments. If the association is underfunded relative to its reserve requirements, that risk transfers to buyers at closing.
Rental policies, pet rules, and owner-occupancy ratios are not confirmed in available data. Buyers who intend to rent the unit, own multiple pets, or are financing with a conventional or FHA loan that requires minimum owner-occupancy thresholds must verify these details directly with the association. Financing eligibility for condominiums is sensitive to owner-occupancy ratios and pending litigation, and lenders will pull their own condo approval before committing.
White Oak does not appear to be a waterfront community, so flood zone and shoreline insurance considerations are not primary concerns here. That said, buyers should still confirm the property’s FEMA flood zone designation with their insurance agent as part of standard due diligence.
Because units are detached and individually owned, interior renovation variation between homes is likely. One unit may have been fully updated; the neighboring unit may still have original 2001 finishes. Buyers should not assume condition based on what another unit showed or sold for. Independent inspection of the specific unit is essential.
Buying or Selling at White Oak
White Oak is a low-turnover community. Five sales over the documented period in a 41-unit complex means most owners are staying put. For buyers, that signals a community with stability, but it also means limited data for pricing and infrequent opportunities to buy. For sellers, thin comps cut both ways: you are not competing against many other units, but you also do not have a strong recent sale to anchor your price.
The Engel Team works the Danbury market and tracks communities like White Oak where MLS data is sparse and pricing judgment matters more than a formula. If you are considering a purchase here, we can help you assess current availability, evaluate the association financials, and structure an offer that reflects the actual market, not a generic estimate. If you are selling, we can provide a current valuation based on the most relevant comps and help you position the unit correctly in a market where buyers have options.
Reach out to The Engel Team at Douglas Elliman directly to discuss White Oak or any other property in the Danbury CT real estate market.
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